Financing of mature receivables

For Clients avoiding payment congestions

When customers fail to pay on time, it does not always mean that quick implementation of debt collecting is necessary. There are cases when debtors are indeed temporarily unable to effect payments. Regardless of the reasons, not receiving the payments is always a measurable loss. As long as the debtor remains in good will, PRAGMA INKASO may effect payment on its behalf to the creditor. This way the creditor receives the payments and the debtor has additional time to settle the obligation. Using this service help avoid accumulation of payment congestions within a given company. This eliminates bottlenecks in business as such, providing the basis for our Clients and their partners to continue sales without disruptions.

Preventive stamp

For Clients protecting themselves from delays

To companies who want to inform their business partners that they continuously monitor payments and co-operate with a specialised entity, we offer a possibility to issue their invoices with the so called preventive stamp. The stamp is available in both traditional and electronic forms.

Reverse factoring

For Clients who like to have a choice

The party initiating the co-operation with the Factor in this case is the factoring Debtor (Payer) and it is the one who is signing the factoring agreement. The Supplier’s role is to accept the payment terms by signing an applicable statement. With the reverse factoring, the indebted company may decide which of its suppliers is to receive the funds first. It is a solution for cases when the suppliers demand short payment terms while the company is waiting for its receivables for longer periods of time and is not able to afford it. As a result of an earlier repayment of obligations by Factor, the company is able to negotiate a discount with the supplier.

Factoring per Order

For Clients who use arising all opportunities

This form of factoring provides support to companies which come across a possibility to win a large, profitable order or contract while its extent and cost demand has not been anticipated. This service combines the advantages of a an operating credit and classic factoring. The financing is initiated at the very beginning of the production process, ie. upon receiving the order or signing the contract. Client using the financing is also granted continuous legal assistance for servicing the transaction and monitoring the payments of resulting amounts.

Factoring of Low Value Receivables Packages

For Clients requiring individual solutions

Companies with extended portfolio of repeatable customers generating receivables of relatively low values may obtain financing of even up to 60 % of their value. Factoring of Receivables’ Packages provides two functions. It allows to immediately obtain the required funds while monitoring plays a disciplining role towards the partners who fail to meet due dates.